Use our free Lease Calculator to quickly estimate your monthly car lease payment. Just enter your vehicle price, down payment, lease term, APR, and residual value — get an instant, accurate result in seconds.
Enter the car price, your down payment, interest rate, and lease term.
The calculator will estimate your monthly lease cost and total amount payable over the lease period.
Adjust the values to see how small changes affect your payments.
Adjust the inputs below to calculate your estimated monthly lease payment. Results update instantly as you type.
Our Lease Calculator uses standard financial formulas to estimate monthly payments based on your selected term, vehicle price, and interest rate. It factors in your down payment, residual value, and APR to provide a realistic monthly cost.
While actual payments may vary slightly depending on your lender or dealership fees, this calculator offers a reliable way to understand and plan your potential lease expenses before committing.
A lease payment is the amount you pay each month for the use of a vehicle. It’s based on depreciation, interest, and any applicable fees.
This calculator provides a close estimate based on your inputs, but your actual payment may differ slightly depending on dealer fees or credit terms.
It’s the estimated value of the car at the end of the lease term.
Leasing can offer lower monthly costs and flexibility, while buying builds ownership equity. Try both scenarios using our other financial calculators to compare.
Car leasing calculations can seem straightforward at first glance — monthly payment, lease term, and down payment.
In reality, a car lease is a complex financial product that includes depreciation, money factor, residual value assumptions, and hidden cost components that significantly affect what you actually pay.
Before relying solely on calculator results, it’s important to understand:
how lease payments are structured,
how residual value impacts monthly cost,
why money factor often matters more than the sticker price,
and how mileage limits and fees change the true cost of leasing.
👉 Read our in-depth guide to car leasing:
Car Lease Explained: How Monthly Payments, Residual Value, and Money Factor Really Work
This guide breaks down car leasing from a financial perspective and helps you interpret the results from this lease calculator correctly.
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